Tax & Treasury Information

------------------------------------------------------------------------
Treasurer’s Department Contact Information
Kristi Hiltunen, Treasurer
810-794-9303, x117
treasurer@claytownship.org 

Anita Rzeppa, Deputy Treasurer
810-794-9303, x110
arzeppa@claytownship.org

Diane Baranowski, Office Admin
810-794-9303, x113
------------------------------------------------------------------------
Physical Address:
4710 Pointe Tremble
Clay Township, Michigan 48001
------------------------------------------------------------------------
Office Hours:  Monday – Thursday  8am – 6pm

The Township will be CLOSED in observance of the following:

Christmas
December 24 – 25, 2018

THE TREASURY DEPARTMENT WILL BE OPEN DECEMBER  26 & 27, IF YOU WOULD LIKE TO MAKE A PAYMENT FOR 2018 WINTER TAXES BEFORE THE END OF THE YEAR!

New Year
December 31, 2018
January 1, 2019

------------------------------------------------------------------------

Do you have a new telephone # or email address?
We are building our database of contact information and we'd like to have your phone number and email address in the event that we need to contact you regarding a payment, check or account issue.  Please update your contact information at the township office or by calling the Treasury department at 810-794-9303.

General Property Tax Information
Property taxes are based on the taxable value of a property multiplied by the millage rates set by the various taxing units.

On July 1, the SUMMER TAX BILL is mailed and becomes a lien on the property, due and payable, without interest, until September 14, by 6pm (if weekend or holiday, then the next business day).  Beginning September 15th, 1% interest per month or fraction of a month is added to the taxes after the due date. 

Interest Schedule:
September 15-30, 1%
October 1-31, +1%
November 1-30, +1%
December 1-31, +1%
January 1-31, +1%
February 1-28, +1%

On February 15, 3% penalty is also added to all unpaid bills.

The summer tax bill collects the tax levies for St Clair County Operating, State Education Tax, St Clair County RESA and Algonac Community School District.

On December 1, the WINTER TAX BILL is mailed and becomes a lien on the property, due and payable without penalty until February 14, by 6pm (if weekend or holiday, then the next business day).  A 3% penalty is added to the taxes after the due date.  The winter tax bill collects the tax levies for Seniors, Library, Parks, Drugs, College, Veterans, County Roads, Clay Township Operating, Clay Township Police Operating and Clay Township Fire Operating.  Where applicable, separate assessments such as refuse/garbage, drain assessments, private road assessments, canal (weed) assessments, delinquent sewer/water usage bills, blight assessments and delinquent special assessments will be included.

The SUMMER and WINTER bills do not cover specific months, but rather collect different taxes due for the entire year.

The owner of record will receive a tax bill UNLESS a mortgage company has requested the tax bill, due to a tax escrow account.

If property taxes are ESCROWED, the mortgage company must request a copy of the tax bill for each tax season.  If the mortgage company has requested a copy, a mortgage code will appear on the top half of the bill and on the left side of the bill, just below the perforation.  If a copy has not been requested, the mortgage code field will be blank.  If the mortgage code field is blank and taxes are escrowed, the property owner should contact their mortgage company immediately.

Payment Options
IN PERSON PAYMENTS
Payments can be made in person at the township office.  The office hours are Monday through Thursday, 8:00 am to 6:00 pm.  Payments can be made by check, money order, cash or credit card; additional processing fee applies to credit card payments. Payments can also be made after regular office hours by utilizing the 24 hour drop box located at the front entrance of the parking lot at the township building.  Accessible from your vehicle!

Physical Address:
Clay Township
4710 Pointe Tremble
Clay Township, Michigan 48001

MAIL PAYMENTS
Payments can be mailed to the township office.  *Postdated checks are not accepted and will be returned to you.  Your cancelled check can act as a receipt.  If an additional receipt is required, include a self-addressed, stamped envelope with your payment.  ***Due to issues with mail service, it is recommended that you allow 7-10 days for delivery   *Postmarks are not accepted as on-time payments.

Clay Township Treasurer
PO Box 429
Algonac, MI  48001

 ***Returned checks will be assessed a $15 return check fee.  If a check is returned after the tax due date, the amount owing is subject to interest/penalty and future payments will be applied to outstanding fees prior to crediting your tax bill.

 ***If paying with a check drawn from a Canadian bank, please include an additional $10 with your payment.

CREDIT CARD PAYMENTS
This option is offered for TAXES from July 1st through February 28th, in the township office and online at the following link, https://bsaonline.com.  Credit card payments are processed by a third-party payment processing company, Point & Pay.  Point & Pay offers this service for a fee.  If you have any questions regarding your processed payment, Point & Pay can be reached at 888-891-6064.

PAYMENT PLAN
The township does not offer a payment plan for taxes.  However, we will accept as many partial payments as necessary for the payment of your taxes.  Summer tax payments are accepted July 1 through February 28th.  Winter tax payments are accepted December 1 through February 28th. *Interest &/or penalty will be applied to any outstanding balance remaining after the original due date. The township cannot accept payments for real property after February 28th.

Deferment Information
The Michigan General Property Tax Act allows certain citizens to DEFER their summer property taxes.  To qualify for the deferment, a township resident must have a household income below $40,000 and meet one or more of the following conditions:

  • Is a totally and permanently disabled person, blind person, paraplegic, quadriplegic, eligible serviceperson, eligible veteran, or eligible widow or widower.
  • Is 62 years of age or older, including the un-remarried surviving spouse of a person who was 62 years of age or older at the time of death.

Township residents who qualify and wish to defer their summer property taxes can obtain an application at the township office or from the following link:
https://www.michigan.gov/documents/homestead1_2541_7.pdf

***Approval of the Application for Deferment of Summer Taxes only defers the due date without penalty until February 14.  It does not lower or eliminate the tax.

Delinquent Real Property Tax Information
The township collects real property taxes for the current tax year only.  On March 1 of each year, real property taxes can no longer be paid at the township.  Real property taxes not paid prior to March 1 will be turned over as DELINQUENT to the St Clair County Treasurer’s Office for continued collection.  Interest and administration fees will be incurred. *US postmarks will not be accepted as on-time payments.

Beginning March 1, payments must be made to the St Clair County Treasurer and can be directed to the following address: 

St Clair County Treasurer
200 Grand River, Suite 101
Port Huron, MI  48060

It is recommended that you call St Clair County Treasurer’s office prior to mailing your payment for delinquent property taxes, the treasurers office can be reached by phone at 810-989-6915 or online at http://stclaircounty.org/offices/treasurer

Public Act 123 of 1999 shortens the amount of time property owners have to pay their delinquent taxes before losing their property.  Property owners with taxes that are two years delinquent will be foreclosed and the property will be sold at public auction within the third year.  For example, people who fail to pay their 2015 property taxes will lose their property to foreclosure in March 2018.  https://www.legislature.mi.gov/documents/1999-2000/publicact/pdf/1999-PA-0123.pdf

Delinquent Personal PropertyTax Information
Please contact the township office at 810-794-9303, option 5 for payoff amount or status of outstanding personal property taxes.

Assessed Value
If you are looking for information to determine Assessed Value for property, Homestead Exemption and Property Transfer Affidavits, ownership and address changes, parcel splits, or personal property taxes for business owners please visit the Assessing Department page, www.claytownship.org/departments/assessing